Sunday, May 13, 2007

THE 401K GURU COMETH

Well its that time of year again.... No tax time has come and gone for most of us, what I am refereing to is the annual meeting with my companies 401K Guru JP.

My company provides a Safe Harbor 401K and JP travels to all the branch offices each spring to tell us how we are doing, encourage us to save more, and make suggestions on how agressive we should be in our investing.

I generally go with the Agressive mix which is in between Moderately Agressive or Very Agressive. JP had an idea the economy was going down and suggested going MA two years ago and I did, but last year went back to A.

I am hoping he will bring news that my company has finely joined the ROTH 401K bandwaggon.

I guess I will know for sure next Tuesday after his visit. I need to get my tax papers, etc together for the meeting. He generally has a group meeting with all of us in the office and then does a 1/2hr or so one on one with each of us as we need it.

By the way. Here is a cool link for a 401K vs ROTH 401k saving calculator

http://finance.comcast.net/personalfinance/view.html?x=retirement/401k/roth-ira-calculator

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