Sunday, March 18, 2007

REBATES:

We probably all have be enticed to buy something we want but don't really need by the idea of a rebate. I have probably done $3,000-$4,000 worth of rebates in the last few years. Most was things I wanted but didn't really need. The free after rebate siren sings very loud sometimes. I see alot of these offers on Fatwallet, Spoofee Deals and Slickdeals web sites.

Anyway 2millonblog.com had a post a few days back about this and I thought I would comment on it also.

http://www.2millionblog.com/2007/03/how_i_handle_rebates.html

I think it is important to keep copies of everything you send in, because if you do a lot of rebates there will be issues. When I started doing this I would copy all forms and save a paper copy, I also keep an excel spreadsheet with all the info including when I sent it.

I ran across a post a while back with someone scanning all their "paperwork" to a PDF and storing that is a special folder. That is definitely cheaper than making copies if you have a scanner. You can always print out a hard copy to send it if the rebate company gives you trouble.

Sunday, March 4, 2007

ROTH 401k

With the new ROTH 401k option lots of employers are starting to roll out you may be wondering how much should I put in my Traditional 401K versus. Comcast has a neat online calculator that you can use to play what if games.

http://lifestyle.msn.com/mindbodyandsoul/careerandmoney/articlegh.aspx?cp-documentid=994839>1=9210&wa=wsignin1.0

MONEY ENVY

Here is a good story about what happens when you live beyond your means, no matter how much you make.



http://lifestyle.msn.com/mindbodyandsoul/careerandmoney/articlegh.aspx?cp-documentid=994839>1=9210&wa=wsignin1.0

Taking the Plunge



I've been thinking of starting an on-line blog for some time now. Since I have some free time this afternoon I thought I would give it a try.

This is started as a learning experience for me so please have patience with me.










I have been a fan of several on-line blogs that deal with personal finance.


Here are a few of my Favorite Blogs

http://divorce2financialfreedom.blogspot.com/
http://www.mymoneyblog.com/
http://www.bargaineering.com/articles/
http://www.thesimpledollar.com/
http://www.2millionblog.com/